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Critical Illness

A Critical Illness Insurance policy protects the insured from life-threatening critical illnesses such as cancer, heart attack, and renal failure, among others. This Serious Illness Policy provides a lump sum coverage amount that can pay extravagant medical expenses incurred as a result of critical illnesses covered by the insurance policy.

Purchasing a critical illness best health insurance coverage is a reliable strategy to protect yourself from critical illnesses in the future. It will pay you a lump sum amount if you are diagnosed with one of the specified serious illnesses.

Benefits of buying a Critical Illness policy

Generally, critical illness insurance plans cover the following illnesses:
  • Cancer up to the specified stage
  • Heart attack (first time)
  • Open heart coronary artery bypass grafting
  • Open heart replacement or repair of heart valves
  • Coma of specified severity
  • Kidney failure that requires regular dialysis
  • Stroke
  • Major organ transplant
  • Bone marrow transplant
  • Permanent paralysis of limbs
  • Motor neuron disease, also known as amyotrophic lateral sclerosis (ALS)
  • Multiple sclerosis
  • Aplastic anemia
  • Bacterial meningitis
  • Loss of speech
  • End-stage liver disease
  • Deafness
  • End-stage lung disease
  • Fulminant viral hepatitis
  • Major burns
  • Muscular dystrophy
  • Permanent paralysis of limbs
  • Motor neuron disease, also known as amyotrophic lateral sclerosis (ALS)
  • Multiple sclerosis

A claim can be processed based on the diagnosis report, and hospitalization is not mandatory. For the treatment of covered illnesses, the insurance pays a lump sum payment.

A severe illness might take out all of your savings in one fell swoop.You can protect your financial future by purchasing a critical illness plan.

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